Do USDA loans require a down payment?

No. USDA loans allow 100% financing for eligible borrowers.

Are USDA loans only for farms?

No. USDA loans are for primary residences in eligible rural or suburban areas, not agricultural properties.

Do USDA loans have income limits?

Yes. USDA loans have household income limits based on location and household size.

Can self-employed borrowers qualify for USDA loans?

Yes. Self-employed borrowers may qualify with standard income documentation and USDA eligibility requirements.

How long does a USDA loan take to close?

Many USDA loans close in 30–45 days, though timelines may vary due to USDA review.

Do USDA loans require a down payment

USDA loans offer zero down payment options for eligible borrowers, subject to program guidelines.

Are USDA loans only for first time homebuyers

No. USDA loans are available to both first time and repeat homebuyers who meet eligibility requirements.

Are USDA loans only for rural areas

No. Many suburban areas qualify for USDA loans. Eligibility depends on the specific property location.

Do USDA loans have income limits

Yes. USDA loans have household income limits based on location and family size.

How long does a USDA loan take to close

USDA loans may take slightly longer than conventional loans due to final USDA approval, but timelines vary by transaction.

Do USDA loans require a down payment?

No. USDA loans offer 100% financing for eligible borrowers.

Do USDA loans have income limits?

Yes. Household income limits apply and vary by location and family size.

Are USDA loans only for rural areas?

USDA loans are available in many rural and suburban areas, including locations outside major metropolitan centers.

Are USDA loans assumable?

Yes. USDA loans are assumable with lender and USDA approval.

Can USDA loans be used for commercial or investment property?

No. USDA loans are only for owner-occupied primary residences and cannot be used for commercial or investment properties.

USDA Loans in Lewisville, TX

Liberty Home Mortgage helps eligible homebuyers in Lewisville (75056), Denton County, and nearby areas explore USDA loan options (program dependent). USDA loans are designed for eligible rural and suburban locations and may offer flexible financing features for qualified borrowers, depending on the scenario and underwriting.

Proudly serving Lewisville (75056), Denton County, and eligible USDA borrowers across Texas.

✅ Apply Now • 📞 Phone & Text: 713-955-4685 • ✉️ info@libertyhomemortgage.com

What a USDA Loan Is

A USDA loan is a mortgage program backed by the U.S. Department of Agriculture for eligible properties and qualified borrowers (program dependent). Underwriting reviews credit, income, assets, and property eligibility. USDA income limits and location requirements apply, and lender overlays may vary.

Program guidelines vary by lender. All loans are subject to underwriting approval.

Common USDA Loan Highlights

Exact terms vary by lender and scenario. USDA loans may offer low down payment options for eligible borrowers and properties (program dependent). Eligibility requirements apply.

Here are related loan programs you can compare (eligibility and program rules apply):

Related Programs

Compare these related purchase and loan options:

USDA Loans: Now Available to Millions

USDA Loans in Lewisville, TX

What a USDA Loan Is

Common USDA Loan Highlights

Related Programs

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