Are you a mortgage broker or a direct lender?

Liberty Home Mortgage is an independent mortgage broker. We help you compare options from multiple lending partners and guide the loan process from application to closing (program dependent).

Do you offer Portfolio Loans in Lewisville?

Yes. Portfolio Loans (Non-QM) are a core offering and may help borrowers who need flexible documentation or underwriting options (program dependent).

What documents do I usually need to start?

Many borrowers start with ID, income documents (or self-employed documentation), bank statements, and permission to pull credit. Self-employed borrowers may also use business bank statements and/or a Profit & Loss (P&L) statement depending on the program (program dependent).

Do you quote exact rates on the website?

Rates change daily and depend on your full scenario. We provide accurate options after reviewing the complete file (program dependent).

What areas do you serve?

We are based in Lewisville, TX 75056 and serve Denton County and borrowers across Texas (program dependent).

Do you offer commercial loans nationwide?

Yes. Liberty Home Mortgage can support eligible business-purpose commercial lending nationwide, subject to lender coverage and state availability.

What is the minimum commercial loan amount?

Many commercial programs start around $500,000, but minimums vary by lender and property type.

Do commercial loans require owner occupancy?

Some programs require owner occupancy (like many SBA options). Other programs allow non-owner-occupied investment properties.

How long does a commercial loan take to close?

Many commercial loans close in about 30–60 days, depending on third-party reports, documentation, and underwriting conditions.

What property types can you finance?

Common types include multifamily, office, retail, industrial, hospitality, self-storage, and mixed-use. Eligibility depends on the lender program and property details.

What types of commercial loans do you offer?

Liberty Home Mortgage offers commercial conventional financing, SBA options when eligible, bridge loans, construction and rehab financing, and refinance solutions for income-producing properties, subject to lender and program guidelines.

Do you offer commercial loans nationwide?

Yes. We can support eligible business-purpose commercial lending nationwide, subject to lender and program requirements and state availability.

What is the minimum loan amount for commercial financing?

Many commercial programs start around $500,000, but minimums vary by lender, property type, and program.

Do commercial loans require owner occupancy?

Some programs require owner occupancy, such as many SBA options. Other programs allow non-owner-occupied investment properties, depending on program guidelines.

How long does a commercial loan take to close?

Most commercial loans close in about 30–60 days depending on appraisal timing, documentation, and underwriting conditions.

What types of commercial loans do you offer?

Liberty Home Mortgage supports commercial conventional loans, SBA options when eligible, bridge loans, construction financing, and refinance solutions for income-producing properties, subject to lender guidelines.

Do you offer commercial loans nationwide?

Yes. Liberty Home Mortgage can support commercial business-purpose lending nationwide, subject to lender and program eligibility.

What is the minimum loan amount for commercial financing?

Many commercial programs start around $500,000, but minimums vary by lender, property type, and program requirements.

Do commercial loans require owner occupancy?

Some programs require owner occupancy, such as many SBA loans. Other commercial programs allow non-owner-occupied investment properties.

How long does a commercial loan take to close?

Timelines vary, but many commercial loans close within 30 to 60 days depending on appraisal timing, documentation, and underwriting.

Commercial Loans in Lewisville, TX | Business-Purpose Real Estate Financing

Liberty Home Mortgage helps borrowers and business owners in Lewisville (75056) and Denton County explore commercial loan options (program dependent). Commercial financing may be used for office, retail, industrial, mixed-use, and certain investment properties, depending on the lender and the scenario.

Proudly serving Lewisville (75056), Denton County, and borrowers across Texas (program dependent).

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✅ Apply Now • 📞 Phone & Text: 713-955-4685 • ✉️ info@libertyhomemortgage.com

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What a Commercial Loan Is

A commercial loan is financing for business-purpose real estate (program dependent). Underwriting typically reviews the property type, cash flow/income, borrower experience, credit profile, down payment, reserves, and the overall strength of the deal. Guidelines vary by lender and property type.

Program guidelines vary by lender. All loans are subject to underwriting approval and credit review.

Common Commercial Scenarios

Exact terms vary by lender and scenario (program dependent). Commercial loans may be used for:

Purchasing qualifying commercial property
Refinancing existing commercial property
Improving or stabilizing a property (renovations/repairs may be allowed depending on the program)

Business-Purpose Investment Options (DSCR)

If the property is investor-owned, business-purpose investment property loans may be available (program dependent). A common example is a DSCR loan, which may qualify based on property cash flow depending on the program.

Quick Answers

What is a commercial real estate loan?

A commercial real estate loan is financing used for business-purpose properties such as office, retail, industrial, mixed-use, and other qualifying property types (program dependent).

What types of properties can qualify for commercial financing?

Property eligibility depends on the lender and the scenario. Common categories may include office, retail, industrial, mixed-use, and certain investment properties (program dependent).

What do lenders typically review for a commercial loan?

Underwriting often reviews the property type, cash flow and income, borrower experience, credit profile, down payment, reserves, and the overall strength of the deal (program dependent).

What documents are commonly needed to get started?

Many borrowers start with:

Purchase contract (or current mortgage statement for refinance)
Property details (rent roll/leases if applicable)
Income documentation (or business documentation)
Bank statements
Permission to pull credit

Some scenarios may also use business financials and/or a Profit & Loss (P&L) statement (program dependent).

Are DSCR loans the same as commercial loans?

DSCR loans are typically business-purpose investment loans that may qualify based on property cash flow, depending on the program. A broader commercial loan can cover many property types and structures. We can help you compare which option fits your property and goals (program dependent).

Where are business-purpose investment property loans offered?

Business purpose investment property loans may be offered in the following states (program dependent): Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Mississippi, Missouri, Montana, New Hampshire, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Washington, West Virginia, Wyoming, Wisconsin.

Ready to Get Started?

✅ Apply Now | 📞 Phone & Text: 713-955-4685 | ✉️ info@libertyhomemortgage.com

Office & Licensing

Liberty Home Mortgage
4400 State Hwy 121 STE 300, Lewisville, TX 75056
📞 Phone & Text: 713-955-4685
✉️ info@libertyhomemortgage.com

🏠⚖️ Equal Housing Lender
Company NMLS: 321164 • Aslam Mansoor NMLS: 184238

All loans are subject to underwriting approval and credit review. Some restrictions may apply. Programs, rates, and terms are subject to change without notice.

Quick Answers

Are you a mortgage broker or a direct lender?

Do you offer Portfolio Loans in Lewisville?

What documents do I usually need to start?

Do you quote exact rates on the website?

What areas do you serve?

Commercial-Loans

Commercial Loans in Lewisville, TX | Business-Purpose Real Estate Financing

Start Here

Quick Links

What a Commercial Loan Is

Common Commercial Scenarios

Business-Purpose Investment Options (DSCR)

Quick Answers

What is a commercial real estate loan?

What types of properties can qualify for commercial financing?

What do lenders typically review for a commercial loan?

What documents are commonly needed to get started?

Are DSCR loans the same as commercial loans?

Where are business-purpose investment property loans offered?

Ready to Get Started?

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