Why Choose a Mortgage Broker?

At Liberty Home Mortgage, our job is to help you find the best loan program available for your situation (program dependent). We are an independent mortgage broker, which means we do not work for one bank and we are not limited to one set of loan products.

Because we are independent, we can compare multiple lenders, programs, and rates to help you choose the option that best fits your goals, timeline, and budget (program dependent).

Our role goes beyond rate shopping. We use our experience to structure and present your loan application clearly and correctly, helping lenders understand your full financial picture while staying compliant with program guidelines.

How a Mortgage Broker Is Different From a Bank

Liberty Home Mortgage (Mortgage Broker)

• No direct cost to the client for broker services in many cases (often lender-paid compensation; scenario dependent)
• Specialized focus on mortgage financing
• Often more flexibility because we can compare multiple programs (program dependent)
• Access to many lenders, including wholesale options (program dependent)
• Ability to shop competitive pricing across lenders (program dependent)
• Flexible communication and availability

Traditional Bank

• May not charge a direct broker fee, but pricing and fees vary by institution and scenario
• Mortgage lending is one of many services offered
• Typically limited to internal guidelines and fewer loan products
• Limited to that bank’s loan programs
• Rates and fees are based on that lender’s pricing
• Often limited hours and appointment-based availability

Why Independence Matters

When you work with a broker, the goal is not to fit you into one product. The goal is to match your situation to the right loan program. Independence allows us to focus on what works best for you, not what a single bank is required to offer (program dependent).

Who a Mortgage Broker Is a Good Fit For

A mortgage broker may be especially helpful if you are:

• Comparing multiple loan options
• Self-employed or have non-traditional income
• Buying or refinancing in Texas with specific state rules
• Looking for clear explanations and step-by-step guidance
• Wanting one person to help coordinate the process from start to finish

Here are related loan programs you can compare (eligibility and program rules apply):

Next Steps

If you want help comparing loan options and understanding which programs fit your goals, Liberty Home Mortgage is here to guide you step by step (program dependent).

📞 Phone & Text: 713-955-4685
✉️ info@libertyhomemortgage.com
🌐 www.libertyhomemortgage.com

Equal Housing Lender 🏠⚖️
Company NMLS: 321164 • Aslam Mansoor NMLS: 184238
Liberty Home Mortgage • 4400 State Hwy 121 STE 300 • Lewisville, TX 75056

All loans are subject to underwriting approval and credit review. Some restrictions may apply. Programs, rates, and terms are subject to change without notice.