Liberty Home Mortgage is a mortgage broker serving Lewisville (75056), Denton County, and borrowers across Texas. We help you compare loan options, understand the steps, and choose a program that fits your goals (program dependent).
Liberty Home Mortgage is an independent mortgage broker. We help you compare options from multiple lending partners and guide the loan process from application to closing (program dependent).
Do you offer Portfolio Loans in Lewisville?
Yes. Portfolio Loans (Non-QM) are a core offering and may help borrowers who need flexible documentation or underwriting options (program dependent).
What documents do I usually need to start?
Many borrowers start with ID, income documents (or self-employed documentation), bank statements, and permission to pull credit. Self-employed borrowers may also use business bank statements and/or a Profit & Loss (P&L) statement depending on the program (program dependent).
Do you quote exact rates on the website?
Rates change daily and depend on your full scenario. We provide accurate options after reviewing the complete file (program dependent).
What areas do you serve?
We are based in Lewisville, TX 75056 and serve Denton County and borrowers across Texas (program dependent).
Paperwork Needed
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
Social Security numbers for both you and any co-borrowers
Copies of checking and savings accounts statements for the past two months
Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
Recent paycheck stubs
W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
The name and address of someone who can verify your employment
Residence history for the past two years
Sales contract for the purchase of a new home
Homeowner's association information with contact information if property is a condo or part of a homeowner's association